Housing Loan


Housing Loan upto Rs.70 lacs is available for construction/purchase of old/new flat, bungalow, and also for carryout addition/ alteration in the existing residential house.

Applicant details:

  • Copy of Last Two/Three years income tax return with computation.
  • Xerox copy of lease deed/patta in the name of applicant. 
  • If property is to be purchased under housing scheme,the copies of documents,such as share certificate,allotment-letter, sale-deed, revenue records of 13 years.
  • Copy of authorised building plan.
  • Copy of receipt of advanced payment-made/copy of agreement to sale
  • Copy of title clearance certificate given by the advocate/ solicitor.
  • Consent letter from the society about noting of charge of the bank.
  • Five copies of Photograph
  • Copy of PAN Card
  • Address proof : electric bill /telephone bill / Aadhar card (any one)
  • Photo proof : Pan card / Voter card / Driving license,Pass port (Any one)
  • Valution/Estimate report.

Guarantor Details

  • Photograph-three copies
  • Last income tax return copy/Property copy.
  • Address proof : electric bill /telephone bill (any one) As per KYC norms
  • Photo proof : Pan card / Voter card / Driving license/Aadhar card,Pass port (Any one) As per KYC norms

Conditions

  • Original documents of property to be submitted to the bank. 
  • Valuation of the property will be required .
  • Permission from Local body authority with map.
  • Applicant has to submit original share certificate of the Society/Association, Municipal Tax bill, Tax receipt, sales deed etc, for registered mortgage of the property.
  • Applicant has to take share @1%  of the loan & maximum of Rs 15000/-
  • Processing charges Applicable as mentioned in at "Bank charges" "Service & charges.

For more detail please contact our nearest Branch.

What's new
  • Pali urban co-operative bank requires a IT and Banking person NEW
  • Miss-call on 08030636402 for Balance enquiry.
  • Download our mobile application, for your account enquiry and Cheque book request.
  • Interest rate has been revised on advances as on 1st of June 2017.
  • RTGS /NEFT facility available.