Housing Loan

Housing Loan upto Rs.70 lacs is available for construction/purchase of old/new flat, bungalow, and also for carryout addition/ alteration in the existing residential house.

Applicant details:

• Copy of Last Two/Three years income tax return with computation.
• Xerox copy of lease deed/patta in the name of applicant. 
• If property is to be purchased under housing scheme,the copies of documents,such as share certificate,allotment-letter, sale-deed, revenue records of 13 years.
• Copy of authorised building plan.
• Copy of receipt of advanced payment-made/copy of agreement to sale
• Copy of title clearance certificate given by the advocate/ solicitor.
• Consent letter from the society about noting of charge of the bank.
• Five copies of Photograph
• Copy of PAN Card
• Address proof : electric bill /telephone bill / Aadhar card (any one)
• Photo proof : Pan card / Voter card / Driving license,Pass port (Any one)
• Valution/Estimate report.

Guarantor Details

• Photograph-three copies

• Last income tax return copy/Property copy.
• Address proof : electric bill /telephone bill (any one) As per KYC norms
• Photo proof : Pan card / Voter card / Driving license/Aadhar card,Pass port (Any one) As per KYC norms

Conditions

• Original documents of property to be submitted to the bank. 
• Valuation of the property will be required .
• Permission from Local body authority with map.
• Applicant has to submit original share certificate of the Society/Association, Municipal Tax bill, Tax receipt, sales deed etc, for registered mortgage of the property.
• Applicant has to take share @1%  of the loan & maximum of Rs 15000/-
• Processing charges Applicable as mentioned in at "Bank charges" "Service & charges.

For more detail please contact our nearest Branch.