• List of Various Charges of Pali Urban Co operative Bank Ltd.
  • Charges and Fees for Debit Card

    Transaction limit for Debit Card
    Cash POS Total
    Rs. 25000 Rs. 50000 Rs. 75000
     
    Schedule of Charges:
    Description Charges
    Debit Card issuance Charges Nill
    Debit Card annual charges (Recovered at the beginning of the second year onwards) Rs. 125
    Any Transaction (Financial & Non-Financial)at own Bank’s and HDFC Bank ATM Nill
    Transaction (Financial & Non-Financial) at other Bank ATM in a calendar Month:

    - 1st Three transaction ( In metro cities*)

    - 1st Five transaction ( In non-metro cities)

    - Charges for financial transaction beyond set limit, per transaction

    - Charges for non-financial transaction beyond set limit, per transaction


    Free

    Free

    Rs. 20


    Rs. 8

    Debit Card Replacement Charges Rs. 100
    Regeneration of PIN Rs. 50
    Transaction decline due o insufficient balance Rs. 20
     *Namely Mumbai, New Delhi, Chennai, Kolkata, Bangalore and Hyderabad.

  • Demand Draft / Payorder Commision

    a Issued through Cash Deposit Rs.0.50 per hundred(Over Rs.10000/-) Minimum Charges Rs.50/- GST Extra
    Issued through Trancefar Rs.0.30 per hundred
    b For Higher Education ( Issued in Favour of Educational Institution) Minimum Charges Rs.25/-
    Issued through Cash Deposit Rs.0.50 per hundred(Over Rs.10000/-)
    Issued through Trancefar Rs.0.30 per hundred

  • Locker Rent

    a Locker with yearly Rent For Jodhpur Branch For All Branch( apart from Jodhpur Branch) Security Deposit (With Interest) Penalty on Late Payment (per month) GST Extra
    Yearly Rent
    Small Size 1100/- 1000/- 15000/- 50/-
    Medium Size 2000/- 1700/- 25000/- 100/-
    Big Size 4000/- 3000/- 45000/- 150/-
    Large Size - 5000/- 70000/- 200/-
    b Lifelong, without rent locker ( Basis on without interest Security-Deposit)
    Lifelong 'without Rent locker' ( Basis on without interest Security-Deposit) For Jodhpur Branch For All Branch( apart from Jodhpur Branch)
    Without Interest Security Deposit
    Small Size 15000/- 15000/-
    Medium Size 30000/- 25000/-
    Big Size 55000/- 45000/-
    Large Size 70000/- 70000/-
    Locker break-open Actual Expenses + 1000/- surchage

  • Mimimum Balance & their Charges

    Minimum Balance Minimum Balance Charges (Per Month) GST Extra
    Saving Account (Without Cheque Book) 500/- 25/-
    Saving Account (With Cheque Book) 1000/-
    Current Account 5000/- 100/-
    Premium Current Account 15000/- 250/-

  • Account closure before 12 months

    Account Closure Charges Charges will be waived off, if account holder dies. GST Extra
    Saving Account 200/-
    Current Account 1000/-

  • Non-Operative Caharges

    Saving Account - GST Extra
    Current Account 100/-

  • Cheque Book Charges

    Per Cheque Charges GST Extra
    Saving Account 2/- First Cheque book- Free in Saving Account
    Current/CC/ PM/OD

  • Incidental Charges

    Per Entry ruppes
    Saving Account -
    Current/CC/ PM/OD 1.50

  • OBC (Cheque / Bill Collection)

    Saving Account Current/CC/ PM/OD
    Up to 1000/-** 15/- 15/- GST Extra
    Up to 5000/- 25/- 25/-
    Up to 10000/- 50/- 50/-
    UP to 50000/- 100/- 100/-
    Up to 100000/- 100/- 150/-
    Up to 200000/- 200/- 300/-
    Up to 300000/- 300/- 500/-
    Up to 500000/- 500/- 800/-
    Above 500000/- 750/- 1000/-
    Return Charges Rs.0.20 Per hundred + Postege Charges ( Minimum Rs. 100/-)
    **Maximum five document allowed with a single slip.

  • Bill Purchase Charges

    Demand draft, Banker's Cheque, Govt./Semi Govt./Autonomation institute /Corporation/Boards' cheques. GST Extra
    On basis of 15% annuel (Minimum 15 day's interest to be charged)
    50% Discount for Staff and existing directors ( for their personal use only)

  • LC Purchase Charges

    Demand draft, Banker's Cheque, Govt./Semi Govt./Autonomation institute /Corporation/Boards' cheques. GST Extra
    On basis of 15% annuel (Minimum 02 day's interest will be charged)
    50% Discount for Staff and existing directors ( for their personal use only)

  • Recurring Deposit penalty

    Rs. 1.5 per hundred GST Extra

  • Cheque Returne Charges

    For Credit Clearing (outward) Rs. 100/- per Cheque GST Extra
    For Other Chaques For insufficient fund For Other reason*
    Debit Clearing (Inward) 350/- 150/-
    Trancefer Cheque
    Cash
    *Charges will not be debited, if clearing cheque (Inward/Outward) will be returned from any technical reason)

  • RTGS / NEFT Charges

    Free of Cost for all accounts GST Extra
    RTGS / NEFT made through balance maintained by cash deposit in a same day, commision will be charged as per demand draft commision charges.

  • SMS facilities

    Annual Basis GST Extra
    Saving Account 50/-
    Other Account 100/-

  • Cheque / Draft - Increasing validation, Cancellation, Duplicate issue charges

    Per Document GST Extra
    Up to 5000/- 50/-
    5001/- to 10000/- 100/-
    Above 10000/- 200/-

  • Stop payment Charges

    Per Document GST Extra
    Saving Account 200/-
    Other Account 200/-

  • Other Charges

    No Due Certificate 100/- GST Extra
    Balance Certificate 100/-
    Interest Certificate

    For first time

    After than


    -

    50/-

    Duplicate Passbook 100/-
    Power of attorney

    For first time

    After than


    200/-

    200/-

    Finding of old records

    Up to 12 Month

    Above 12 Month


    50/-

    100/-

    Duplicate copy of Cheque 100/-

  • Charges on Loan / Limit
  • Process Fee

    On all Loan Account 0.50% or Minimum Rs.1000/-
    Limit Account

    Up to 10 Lac

    Above 10 Lac


    0.50% or Minimum Rs.1000/-

    0.25% or Minimum Rs.5000/- Or Maximum

    1. In case of enhancement of limit file, before renewal date, process fee will be applied on only increased limit amount.
    2. In case of new limit file to be present before prescribed month by bank,the processing charge will be applied only for the remaining months basis.

  • Mortgage / Stock inspection Charge

    Qurtarly Stock inspection in CC A/c's 200/-
    Yearly inspection of Mortgage property in CC/PM Limit & Other Loan,Limit A/c's
    Up to 2.00 Lac 100/-
    Above 2.00 Lac 500/-

  • Documentation Charges

    for all Loan and Cash Credit Accounts
    Up to 5.00 Lac 200/-
    Above 5.00 Lac 500/-

  • Commitment Charges

    If Account holder not use 70% of sanctioned limit 1% of Senctioned Limit

  • Close/Sift of Loan/Limit Account having Firm Name

    Close / Sift of Loan Account before half period of section period 1% of sanctioned amount or minimum Rs. 1000/- and maximum Rs.10000/-
    Close / Sift of Limit (New, Renewal, enhancement )Account before six month of section period

  • Loan Instalment overdue & Limit excess over sectioned limit

    Loan Instalment overdue & Limit excess than sectioned limit extra 2% interest will be charged on effective inerest rate.

  • Visit charge- for recovery of overdue instalment

    Instalment up to Rs.5000/- Rs 200/-
    Instalment above Rs. 5000/- Rs. 300/-

  • Balance Confirmation for all Loan & Advance Account

    In all Loan Accounts Per Year Rs.100/- (Charged in Month of April)

  • Bank Guarantee Charge

    Bank Guarantee Charge 3% Per Year

  • Stock Statement Penalty - for CC Accounts

    Stock Statement Penalty - for CC Accounts 2% penal interest will be charged, if quarterly stock statement not received by account holder on or before 10th day due month, and this penal interest will be charged continually until the concerned statement not received.

  • Advocate Certification Charge

    Loan / Limit file above Rs. 10.00 Lac Rs.500/-

What's new
  • Miss-call on 08030636402 for Balance enquiry.
  • Download our mobile application, for your account enquiry and Cheque book request.
  • Interest rate has been revised on advances as on 1st of June 2017.
  • RTGS /NEFT facility available.